February 20, 2009

Be ready to learn today – it is fascinating ... it will seem to be impossible but it is very normal.  Listen.

First, you are not rich anymore in Canada.  In fact, we are becoming poor.  Still, our leader is telling us to buy every day.  It is very important to buy right now, he says - it is almost a sacred thing.  But many of you are becoming poor.  So what do you do now?  You are supposed to spend but it is impossible for you.  But you know if you don’t spend money, it will get worse in Canada. 

Credit is so high now that it is impossible to win.  “You must buy, people, or we will lose everything!”  Our leader is telling us.  So now, who are you?  Are you the poor or are you those who will spend more and then owe more money than ever before? 

I remember something that shocked me.  I wanted to pay for something with cash but was told, “You’re not allowed to use cash here.”  Are you ready to say that credit is more important than cash?  It seems that, yes, credit is more important than money.  If we can’t use money, must we use credit which gets us further into debt?  Imagine – not being allowed to use cash. 

Credit is so high now that we owe too much money from the interest.  Things are so bad that we must work harder to pay off our debts.  As well, things are costing you more to buy because more of your income is going to pay off your debt.  At least, if you have to use a credit card for something, pay off the whole bill right away. 

Today, money doesn’t mean a thing.  Can you really say that credit is more important than money?  It’s why, now, if you wish to buy a car, getting a better place to live in, or improve something for yourself – you can’t.  Can you see how much worse it is getting?  Are you ready to listen yet?   What about your food, your rent, and things you need to buy, major expenses that you may have, gas for your car, your monthly bills...?

If you don’t make money, it will be impossible to survive.  And your credit isn’t working anymore.  It’s impossible for you to keep money because you owe too much.  And now our leader in the government is saying, “Buy more!”  The money stimulus looks good but taxes will have to be paid.  They will give us money but later, our taxes will need to go up to pay for it.  Don’t be suckers!

We are here to prove that we can be balanced and smart, when we show you that money is much more important than credit.  Start saying to your leader that you’ll pay the way you want to, or the hell with it.  Tell him you’ll buy nothing unless you buy it on your terms.  Can you survive with only cash?  It’s impossible, right?  There aren’t enough places that allow you to use cash. Listen.

Do you realize that today, in a bank or a credit union, cash means nothing?  Why is it becoming impossible to use cash?  Even credit doesn’t mean much because the money that you put toward the credit doesn’t affect it – it affects the interest.  These institutions wish to wipe out money – to not have it exist because plastic makes more money. (Credit cards)

Now, I ask you today people ... do you want to be smart?  Use cash only.  Don’t buy on credit anymore.  Only use cash.  You will see that everything will be cheaper and everything that you buy will be paid for.

Right away, you will see how much smarter you are.  First, everything will be cheaper with cash.  Credit costs way more than paying cash.  You will be making money when you pay cash.  Everything you shop for will be cheaper.  Did you know that credit is more of a business than the goods you are buying?  If you pay cash, it will be cheaper – you will save interest charges and be able to collect interest on what you save.  Credit could be gone.

Now realize how smart you could be.   Let’s say that you have your own business and you sell used cars.  I am a customer but I’m smart.  I will pay you cash for the car.  Like this, I pay no interest on anything.  Plus, as a good business owner, you lower your price if your customer pays cash.  So, we’ve done good business.  You have a good car at a good price and I have cash.  You send me more customers because the deal was so good.  But, I only lower the price for my customer if he pays cash. I get more customers.  There is no risk for me and no interest payments for you.  Business grows and grows. 

By using cash, it is smarter because you can balance yourself.  Your own good business will be your advertising and you will find everything will operate more efficiently.  Remember; do not work with credit – only cash.  If your customer wants to get a loan, that’s his choice.  He will lose by having to pay off the interest.   If you operated your business like this for five years, you would make a lot of money for yourself.  If on the other hand, you continue to use credit, by the end of five years, you will still not be out of debt.  You can continue with cash forever. 

Don’t be stupid anymore.  Now, in Canada, we are beginning to face impossible debt.  No one will be able to buy soon.  Be smart.  Tell everyone that you deal with that you will pay them with cash.  Soon, the banks will be paid off more quickly too.  Businesses should begin demanding cash and make their prices lower.  With the resulting success, they will be able to pay off the banks with cash.  Then the banks will have more cash.  Soon, people will develop more trust in the banks again.  They will feel that the banks will have the cash to back up their accounts and not lose their money.  People will save more and be able to withdraw more for their own spending. 

There is something else to remember.  The poor end up buying too many products because what they buy is of such cheap quality that it doesn’t last. (‘Planned obsolescence’).  Pollution increases this way.  (How much does pollution cost us?)   Now we must pay for our pollution too.  So why are we being told to shop more?  Learn.  Are you smart or stupid?

If you pay cash, it will be cheaper and as a business person, you will sell more.  But now, selling cheap goods is not worthwhile because it causes pollution which is even more costly.  Interest and credit build up just like pollution. 

Learn to use cash.  It will be cheaper; you will have a better planet and more money to spend because businesses will increase. It will be to the advantage of business people to sell better quality goods.  They will not have pollution taxes to pay and everyone will want to buy their goods.  More quality goods can be bought with the savings from not having to pay off interest.  

The banks recognize who the best businesses are.  They support them if they need extensions to their businesses.  With more cash coming in from businesses, loans are paid off more quickly and more business is generated for the bank.  A smart bank will start to act like a credit union with its members, who should receive a good share of the profits that the bank begins to make.  But cash must be the currency, not credit.  The banking institution can begin to make investments on your behalf, using cash (because it’s cheaper and more dependable).  You become part owner of the acquisitions.  The bank values your cash and you value what they are doing for you.  With cash, they can buy more for you and your community, more than they would have by hoarding the money or locking it up in credit deals. 

It is time to listen and to learn.  With this mutual success, there would be commitment on both sides.  There is so much to learn and you will feel happy to learn.  You will recognize that you can live forever when you begin to love others like this. 

Stay with us.  You will learn more every day.  We are there to teach Canada to be smart.  Something more important than you think is coming.
 
Have a nice day.  Congratulations.  Learn more.  Check us out and you will realize that we are here to change Canada!

This is nothing yet.

 

Roger
With the Spirit